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SIM Swap Scam in India 2026: How to Spot and Stop It

SIM swap fraud lets a scammer hijack your number, intercept every OTP, and drain bank accounts. Red flags, prevention, and what to do if it happens.

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The first four steps, in order

  1. 1

    Borrow a phone now

    Yours is dead because the SIM moved. Do not wait for signal.

  2. 2

    Freeze UPI and cards

    Call every bank you hold an account with.

  3. 3

    Change your email password

    From a clean device. Email is the reset path for everything.

  4. 4

    Call 1930 and your operator

    Report the unauthorised swap to both.

1930 is the national cyber crime helpline, 24/7. Reporting fast is the single biggest factor in getting money back. Call now

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